We are happy to work with you and your insurance company to receive the maximum benefit possible under your policy. We have found that the more you know about your individual policy, the easier it is to process your claim. Please keep in mind that our primary financial relationship is with our patients and their families. We realize that understanding your orthodontic insurance can be difficult and we welcome any questions you might have.
HOW DOES ORTHODONTIC INSURANCE WORK?
There are many different agreements between insurance carriers and their subscribers, and each contract provides a different benefit. Orthodontic insurance generally differs from regular medical insurance in that it rarely pays for orthodontic treatment in full. Each insured individual usually has a lifetime maximum benefit for orthodontic services. This benefit is paid as a percentage of the orthodontic fee until the maximum has been reached. Charges for lost or broken appliances may not be covered by insurance.
HOW WILL OUR OFFICE ASSIST YOU WITH YOUR INSURANCE?
We will generate an insurance form on our computer that describes the orthodontic problems, the required treatment, the length of treatment time and the financial arrangements. You will need to bring a copy of your insurance card to our office so that we may properly submit your claim forms.
HOW CAN YOU MAXIMIZE YOUR BENEFIT?
Know what your benefits are before treatment begins. If you are not sure, contact your insurance company so that you know exactly how much you can expect them to pay and when to expect payment. Although insurance may be a factor, please remember that you are ultimately responsible for all charges incurred in our office.